Now a direct registered ISO of PNC Bank, N.A.. The same local team, on a stronger foundation.

Products · In-Person Payments

In-person credit card processing, with a local team behind it.

Accept credit card payments at the counter, table, chair, or bay, with clear pricing, fast payouts, and a local rep who answers in English, Armenian, or Russian. Your own merchant account, not a slot in a giant shared pool.

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Card acceptance · example

Approved

Visa ···· 4921

✓Payment approved

Tap, dip, or swipe at the counter

AcceptsVisa · MC · Amex · Discover

Payouts toYour bank account

Card detailsNever stored by us

Payout speednext business day*

Illustrative. *Funds typically settle the next business day, subject to standard processing and risk review.

✓An account that's yours✓Visa · MC · Amex · Discover✓Approved by real people✓Local trilingual support

Built for LA County's counters, tables, chairs, and bays.

If you take cards in person and want clear pricing and a real person to call, you're in the right place. A few of the businesses we serve:

In person, every day

From the morning rush to the last appointment, we keep the line moving.

Restaurants & Cafes Retail Salons & Beauty Auto Repair Professional Services Medical & Dental

Pricing in plain terms

Interchange-plus, nothing buried.

Every card transaction has three parts. With interchange-plus, you see all three instead of one blended number.

Free statement analysis See pricing

Interchange

Set by the card networks. Passed straight through.

Assessments

Paid to Visa, Mastercard & co. Also passed through.

Our markup

One disclosed margin. The only part that's us.

WHAT YOU'RE CHARGED

Interchange

Assessments

Markup

Your effective ratefees ÷ volume

Only the markup is ours. Send a statement and we'll show it line by line.

Local to LA County

A real person, based here, in your language.

Send your latest processing statement and a local LA rep, fluent in English, Armenian, or Russian, will show you your real effective rate and exactly where it can come down. No obligation, no pressure.

Support in

Talk to a local rep View service areas

GlendaleBurbankPasadenaBeverly HillsHollywoodDowntown LAKoreatownLittle ArmeniaNorth HollywoodSherman OaksEagle RockSan Fernando ValleyGlendaleBurbankPasadenaBeverly HillsHollywoodDowntown LAKoreatownLittle ArmeniaNorth HollywoodSherman OaksEagle RockSan Fernando Valley

Underwriting you can understand

Reviewed by people, not a black box.

Approval usually takes one to three business days, and you'll know what's needed up front.

Clear criteria

We tell you what we need up front and keep you informed through approval, usually one to three business days.

Anti-discrimination by policy

We do not make account decisions based on protected characteristics. Identity and sanctions screening is handled by our processor.

A real answer

If we can't board you, we'll say so plainly and tell you why, instead of leaving you guessing.

Common questions

In-person payments, answered.

Still unsure? A local rep can walk you through any of it. Contact sales →

What is a merchant account, in plain terms?–

It is simply the account that lets your business take card payments and get the money paid out to your bank. With ZenythPay it is set up for your business alone, rather than a shared account you sit inside with thousands of others. Behind the scenes, payments are processed by TSYS / Global Payments.

How is this different from Square or a flat-rate app?+

How long does approval take?+

When do I get my money?+

Do you store my customers' card data?+

What will it cost me?+

Can I offset the card fees?+

ZenythPay does not provide tax, accounting, or legal advice. Card acceptance, funding timing, and approval are subject to underwriting, the merchant agreement, and card network rules.