PRICING
$0PCI compliance fees
$0annual fees
$0cancellation fees
STARTER
Under $50K/mo
Interchange +
0.40%+ 8¢
per in-person transaction
$14.95/month
~2.24% avg effective rate
Get StartedMOST POPULAR
GROWTH
$50K – $100K/mo
Interchange +
0.35%+ 7¢
per in-person transaction
$24.95/month
~2.19% avg effective rate
Get StartedPROFESSIONAL
$100K – $500K/mo
Interchange +
0.25%+ 7¢
per in-person transaction
$34.95/month
~2.09% avg effective rate
Get StartedENTERPRISE
$500K+/mo
Interchange +
0.20%+ 6¢
per in-person transaction
$34.95/month
~2.04% avg effective rate
Get StartedAverage effective rates assume 1.70% average interchange + 0.14% card brand assessments for card-present transactions. Actual rates vary by card type, and your effective rate may be lower depending on your transaction mix.
Your total monthly card sales in dollars
Average dollar amount per sale
ZENYTHPAY
$604
2.42% effective rate
SQUARE
$733
2.93% effective rate
STRIPE
$703
2.81% effective rate
Estimated Annual Savings vs. Square
$1,547
$129/month by switching to ZenythPay
Interchange-plus transparency
You see the actual interchange cost plus our fixed markup on every transaction. Square and Stripe bundle a hidden margin into their flat rate.
$0 PCI compliance fees
Industry standard is $79 to $120 per year. We absorb it into your monthly fee.
Next-day funding
Funds hit your bank account the next business day. Square holds funds for up to 5 days on new accounts. PayPal charges extra for instant transfers.
Real-time fraud protection
Every transaction is screened for fraud instantly. No extra monthly charge, no add-on packages.
Dedicated LA-based account manager
A real person with a local phone number. Not a chatbot, not an email queue, not a call center in another country.
Online merchant dashboard
Transactions, deposits, statements, and reporting. Live from day one.
$0 annual fees, $0 cancellation
Month-to-month agreements. Leave anytime. Bank of America charges $495 for early termination. We charge nothing.
Dual pricing available
Zero-cost processing option available as a separate service. Learn more
RATE COMPARISON
How ZenythPay stacks up
Side-by-side comparison of in-person rates, monthly costs, and what you actually get for your money.
PROCESSOR
ZENYTHPAY
SQUARE
STRIPE
CLOVER
PAYPAL
In-person rate
IC+ 0.20% + 6¢
2.6% + 15¢
2.7% + 5¢
2.3% + 10¢
2.29% + 9¢
Online rate
IC+ 0.25% + 15¢
3.3% + 30¢
2.9% + 30¢
3.5% + 10¢
3.49% + 49¢
Monthly fee
$14.95
$0
$0
$14.95
$0
PCI fees
$0
Included
Included
$0 – $120/yr
N/A
Cancellation fee
$0
$0
$0
Varies
$0
Volume discounts
Automatic
No
No
Call to negotiate
No
Next-day funding
Yes
1-2 biz days
2 biz days
Varies
Instant (fee)
Local support (LA)
Yes
No
No
Varies
No
Dual pricing
$89/mo
No
No
No
No