Auto Repair & Service

Get paid on every repair, every invoice, every large ticket job.

Get paid on every repair, every invoice, every large ticket job.

Credit Card Processing That 
Actually Works for Your Business

Auto repair shops deal with high per-ticket averages, commercial fleet accounts, and customers who need payment options. ZenythPay gives you text-to-pay, virtual terminals, and ACH for the jobs that matter most.
Auto repair shops deal with high per-ticket averages, commercial fleet accounts, and customers who need payment options. ZenythPay gives you text-to-pay, virtual terminals, and ACH for the jobs that matter most.
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See How It Works
Call Us Now
See How It Works

Large-ticket processing with no limits

Text-to-pay for service invoice links

ACH for fleet and commercial accounts

Virtual terminal for phone approvals

WHY AUTO SHOPS OVERPAY

High average tickets mean processing fees hit harder than in most industries.

A $2,500 transmission job on a flat-rate 2.6% processor costs $65 in fees. On interchange-plus pricing, that same job typically costs $35 to $45. Across 60 to 80 repair jobs per month, the difference is $1,000 to $2,500 in monthly savings.

WHY AUTO SHOPS OVERPAY

High average tickets mean processing fees hit harder than in most industries.

A $2,500 transmission job on a flat-rate 2.6% processor costs $65 in fees. On interchange-plus pricing, that same job typically costs $35 to $45. Across 60 to 80 repair jobs per month, the difference is $1,000 to $2,500 in monthly savings.

Flat-rate pricing is expensive on large tickets

The bigger the job, the bigger the fee. At 2.6%, a $3,000 engine repair costs $78 to process. Interchange-plus on the same job is $40 to $55 depending on card type.

No easy way to send invoices remotely

Customers drop off their car and leave. When their repair is done, you need to call them, take a card over the phone, or wait for them to come in. Text-to-pay solves this immediately.

Fleet and commercial accounts are a billing nightmare

Commercial fleet clients often want to pay by ACH or company check. Most processors only handle cards, which means manual invoicing, slow reconciliation, and delayed payments.

THE ZENYTHPAY APPROACH

Text-to-pay, ACH for fleets, and rates built for large tickets.

We configure your account around your average ticket size, your fleet billing workflow, and the way your customers prefer to pay — so every job gets collected efficiently, and you're paying the right rate for every transaction type.

Text-to-pay links sent directly from your service system

ACH for commercial fleet accounts at $0.05 per transaction

Virtual terminal for phone approvals and over-the-phone payments

Interchange-plus pricing optimized for large-ticket transactions

Next-day deposits to your business checking account

BUILT FOR AUTO SERVICE BUSINESSES

Every feature your restaurant actually needs

BUILT FOR AUTO SERVICE BUSINESSES

Every feature your restaurant actually needs

Text-to-Pay Invoice Links

When a job is complete, send a payment link directly to the customer's phone. They tap, pay, and you get a deposit notification. No waiting for pickup, no phone card-taking needed

Counter Terminal for Pickup

Valor or Clover countertop terminals for when customers come in to pick up their vehicle. Chip and tap contactless. Receipt by text or email. Fast checkout so your service writer can move to the next customer.

ACH for Fleet Accounts

Commercial fleet clients pay by ACH bank transfer at $0.05 per transaction. No card processing fee on a $15,000 monthly fleet invoice. Set up recurring ACH for regular fleet customers.

Large Transaction Reporting

Track every transaction by amount, date, and card type. See your average ticket over time, identify your largest spending customers, and export data for your accounting system.

Virtual Terminal

Take card payments over the phone from your browser — no hardware required for that use case. Useful when customers call to approve additional work and want to secure the repair before pickup.

Consumer Financing

Connect financing options to your checkout flow so customers can apply for and use consumer financing on large repair jobs. Helps close jobs that customers delay over sticker shock.

Text-to-Pay Invoice Links

When a job is complete, send a payment link directly to the customer's phone. They tap, pay, and you get a deposit notification. No waiting for pickup, no phone card-taking needed

ACH for Fleet Accounts

Commercial fleet clients pay by ACH bank transfer at $0.05 per transaction. No card processing fee on a $15,000 monthly fleet invoice. Set up recurring ACH for regular fleet customers.

Virtual Terminal

Take card payments over the phone from your browser — no hardware required for that use case. Useful when customers call to approve additional work and want to secure the repair before pickup.

Counter Terminal for Pickup

Valor or Clover countertop terminals for when customers come in to pick up their vehicle. Chip and tap contactless. Receipt by text or email. Fast checkout so your service writer can move to the next customer.

Large Transaction Reporting

Track every transaction by amount, date, and card type. See your average ticket over time, identify your largest spending customers, and export data for your accounting system.

Consumer Financing

Connect financing options to your checkout flow so customers can apply for and use consumer financing on large repair jobs. Helps close jobs that customers delay over sticker shock.

Text-to-Pay Invoice Links

When a job is complete, send a payment link directly to the customer's phone. They tap, pay, and you get a deposit notification. No waiting for pickup, no phone card-taking needed

Virtual Terminal

Take card payments over the phone from your browser — no hardware required for that use case. Useful when customers call to approve additional work and want to secure the repair before pickup.

Large Transaction Reporting

Track every transaction by amount, date, and card type. See your average ticket over time, identify your largest spending customers, and export data for your accounting system.

ACH for Fleet Accounts

Commercial fleet clients pay by ACH bank transfer at $0.05 per transaction. No card processing fee on a $15,000 monthly fleet invoice. Set up recurring ACH for regular fleet customers.

Counter Terminal for Pickup

Valor or Clover countertop terminals for when customers come in to pick up their vehicle. Chip and tap contactless. Receipt by text or email. Fast checkout so your service writer can move to the next customer.

Consumer Financing

Connect financing options to your checkout flow so customers can apply for and use consumer financing on large repair jobs. Helps close jobs that customers delay over sticker shock.

HOW TO GET STARTED

Three steps to your first transaction

We handle the setup, configuration, and testing so you're not figuring it out alone.

HOW TO GET STARTED

Three steps to your first transaction

We handle the setup, configuration, and testing so you're not figuring it out alone.

01

Tell us about your shop volume

Average ticket size, monthly volume, fleet accounts? We use this to calculate your interchange-plus rate and show you what you'd save compared to what you pay now.

02

We configure your account

Counter terminal ships pre-configured. Text-to-pay and virtual terminal are activated on your account same day. Fleet ACH setup is included at no extra charge.

03

Start collecting faster

Text-to-pay means invoices get paid while the car is still on the lift. No waiting for pickup. No phone card-taking. Deposits hit your account next business day.

TRANSPARENT PRICING

What it actually costs

TRANSPARENT PRICING

Two gateway options. One clear recommendation..

High-risk processing costs more than standard processing. That's the reality of the market. We show you exactly what it costs so you can make an informed decision.

Find out exactly what you'd save.

Auto repair shops with average tickets over $500 benefit most from interchange-plus pricing. At $120k in monthly volume, the difference between flat-rate and interchange-plus typically exceeds $1,500 per month. Send us three statements and we'll calculate the exact number for your shop.

SAVINGS ANALYSIS

Get Your Free Statement Analysis
Get Your Free Statement Analysis

WHY ZENYTHPAY

What auto shops get that generic processors don't offer

WHY ZENYTHPAY

Tired of surprise fees,frozen funds, and call centers?

Other processors bury charges in your monthly statement. We list everything upfront so you always know what you're paying.

Rates built for high average tickets

Interchange-plus pricing returns the most value when your average ticket is large. Most of our auto shop customers see 30% to 50% lower processing costs compared to flat-rate processors.

ACH for commercial fleet clients

Set up ACH billing for your regular fleet accounts. They get a lower-cost payment option and you get consistent, predictable deposits without waiting for checks to clear.

Text-to-pay built into your workflow

Send a payment link from your service management system or just from your browser. Customers pay before pickup and you have confirmation before they walk in the door.

Local support that knows your business

A local rep who understands high-ticket repair businesses. When something goes wrong with a disputed charge on a $4,000 transmission job, you call someone who can help you fight it.

Rates built for high average tickets

Interchange-plus pricing returns the most value when your average ticket is large. Most of our auto shop customers see 30% to 50% lower processing costs compared to flat-rate processors.

Text-to-pay built into your workflow

Send a payment link from your service management system or just from your browser. Customers pay before pickup and you have confirmation before they walk in the door.

ACH for commercial fleet clients

Set up ACH billing for your regular fleet accounts. They get a lower-cost payment option and you get consistent, predictable deposits without waiting for checks to clear.

Local support that knows your business

A local rep who understands high-ticket repair businesses. When something goes wrong with a disputed charge on a $4,000 transmission job, you call someone who can help you fight it.

Rates built for high average tickets

Interchange-plus pricing returns the most value when your average ticket is large. Most of our auto shop customers see 30% to 50% lower processing costs compared to flat-rate processors.

Text-to-pay built into your workflow

Send a payment link from your service management system or just from your browser. Customers pay before pickup and you have confirmation before they walk in the door.

ACH for commercial fleet clients

Set up ACH billing for your regular fleet accounts. They get a lower-cost payment option and you get consistent, predictable deposits without waiting for checks to clear.

Local support that knows your business

A local rep who understands high-ticket repair businesses. When something goes wrong with a disputed charge on a $4,000 transmission job, you call someone who can help you fight it.

COMMON QUESTIONS

Auto repair payment processing, answered

Is there a limit on the size of transactions I can process?

How does text-to-pay work for our shop?

Can we set up ACH billing for fleet accounts?

What terminal do you recommend for a busy service counter?

Do you support consumer financing at checkout?

What rate should I expect for auto repair transactions?

Is there a monthly fee?

Add ACH to your account today

It takes a few minutes to enable. Your merchants start accepting bank transfers immediately, and you earn on every payment they process.
Get a Free Statement Analysis
Get a Free Statement Analysis
Call Us Directly

Add ACH to your account today

Send us your latest processing statement and we'll tell you exactly how much you could save. No commitment, no sales pitch.
Get a Free Statement Analysis
Get a Free Statement Analysis
Call Us Directly