E-Commerce & Online Stores

Online payment processing that connects to every platform you
already use.

Credit Card Processing That 
Actually Works for Your Business

Online payment processing that connects to every platform you
already use.

WooCommerce, Shopify, Magento, or custom cart — ZenythPay connects through NMI or Authorize.net gateways, giving your online store interchange-plus rates, recurring billing, and real chargeback support.
WooCommerce, Shopify, Magento, or custom cart — ZenythPay connects through NMI or Authorize.net gateways, giving your online store interchange-plus rates, recurring billing, and real chargeback support.
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Get a Free Quote
Get a Free Quote
Get a Free Quote
Call Us Now
See How It Works
Call Us Now
See How It Works

NMI and Authorize.net gateways

WooCommerce, Shopify, and Magento integration

Recurring billing and subscription support

Next-day deposits

WHY ONLINE STORES OVERPAY

Stripe and PayPal are convenient — until they're not.

Stripe and PayPal make it easy to get started. But flat-rate pricing, unpredictable holds on high-volume accounts, and limited dispute management tools cost growing e-commerce businesses real money.

WHY ONLINE STORES OVERPAY

Stripe and PayPal are convenient — until they're not.

Stripe and PayPal make it easy to get started. But flat-rate pricing, unpredictable holds on high-volume accounts, and limited dispute management tools cost growing e-commerce businesses real money.

Flat-rate pricing doesn't scale with your volume

Stripe's 2.9% + $0.30 sounds simple. On $200k in monthly volume, that's $6,000 per month. Interchange-plus pricing at the same volume typically runs $2,800 to $3,800 — the difference funds a marketing campaign.

Account holds and reserves with no warning

Stripe and PayPal are aggregators. When your volume spikes or a chargeback ratio rises slightly, their risk systems freeze accounts without notice. Dedicated merchant accounts don't work that way.

Chargebacks handled through a portal, not a person

Disputing a chargeback through Stripe's dashboard is a one-shot form submission. With a dedicated merchant account, you have a rep who understands the dispute process and helps you build a winning response.

THE ZENYTHPAY APPROACH

A dedicated merchant account, connected to any platform you use.

Your ZenythPay account connects to your store through NMI or Authorize.net — the two most widely supported gateways in e-commerce. One account for your storefront, subscriptions, phone orders, and payment links.

NMI gateway for WooCommerce, Shopify, Ecwid, BigCommerce, and more

Authorize.net for custom cart and enterprise integrations

Recurring billing and subscription management

Virtual terminal for phone and manual orders

Payment links shareable by email or SMS

BUILT FOR ONLINE SELLING

Everything your online store needs in one account

BUILT FOR ONLINE SELLING

Everything your online store needs in one account

NMI and Authorize.net Gateways

Both gateways integrate natively with WooCommerce, Shopify, Magento, BigCommerce, Ecwid, and most other platforms. Install the plugin, enter your credentials, and go live.

Virtual Terminal for Orders

Process phone orders, wholesale orders, and custom jobs through the virtual terminal without sending customers to a checkout page.

Recurring Billing

Manage subscription products, membership billing, and recurring physical product shipments. Failed payment retries, dunning emails, and card-update requests all handled automatically.

Payment Links for Any Sale

Generate a unique payment link for any order or invoice and send it by email or text. Useful for custom orders that don't fit your standard product catalog.

Chargeback Management

Respond to disputes directly from your dashboard. Upload evidence, submit rebuttals, and track outcomes. Chargeback alerts arrive before the dispute is filed so you can proactively reach the customer.

Transaction Reporting

Detailed transaction data sorted by date, card type, amount, and status. Export for your accounting software. Integrates with QuickBooks and most platforms via Zapier.

NMI and Authorize.net Gateways

Both gateways integrate natively with WooCommerce, Shopify, Magento, BigCommerce, Ecwid, and most other platforms. Install the plugin, enter your credentials, and go live.

Chargeback Management

Respond to disputes directly from your dashboard. Upload evidence, submit rebuttals, and track outcomes. Chargeback alerts arrive before the dispute is filed so you can proactively reach the customer.

Payment Links for Any Sale

Generate a unique payment link for any order or invoice and send it by email or text. Useful for custom orders that don't fit your standard product catalog.

Recurring Billing

Manage subscription products, membership billing, and recurring physical product shipments. Failed payment retries, dunning emails, and card-update requests all handled automatically.

Virtual Terminal for Orders

Process phone orders, wholesale orders, and custom jobs through the virtual terminal without sending customers to a checkout page.

Transaction Reporting

Detailed transaction data sorted by date, card type, amount, and status. Export for your accounting software. Integrates with QuickBooks and most platforms via Zapier.

NMI and Authorize.net Gateways

Both gateways integrate natively with WooCommerce, Shopify, Magento, BigCommerce, Ecwid, and most other platforms. Install the plugin, enter your credentials, and go live.

Recurring Billing

Manage subscription products, membership billing, and recurring physical product shipments. Failed payment retries, dunning emails, and card-update requests all handled automatically.

Chargeback Management

Respond to disputes directly from your dashboard. Upload evidence, submit rebuttals, and track outcomes. Chargeback alerts arrive before the dispute is filed so you can proactively reach the customer.

Virtual Terminal for Orders

Process phone orders, wholesale orders, and custom jobs through the virtual terminal without sending customers to a checkout page.

Payment Links for Any Sale

Generate a unique payment link for any order or invoice and send it by email or text. Useful for custom orders that don't fit your standard product catalog.

Transaction Reporting

Detailed transaction data sorted by date, card type, amount, and status. Export for your accounting software. Integrates with QuickBooks and most platforms via Zapier.

HOW TO GET STARTED

Three steps to your first transaction

We handle the setup, configuration, and testing so you're not figuring it out alone.

HOW TO GET STARTED

Three steps to your first transaction

We handle the setup, configuration, and testing so you're not figuring it out alone.

01

Tell us about your shop volume

What platform are you on, what's your monthly volume, and do you have any recurring products? We'll recommend NMI or Authorize.net and quote your processing rate.

02

We test your integration

We set up your gateway account, send credentials, and test the integration with your platform before you go live. For WooCommerce and Shopify, this typically takes under two hours.

03

Dedicated merchant account

Your new account processes under a dedicated merchant ID — not a shared aggregator pool. Your deposits, disputes, and account status are yours to manage.

TRANSPARENT PRICING

What it actually costs

TRANSPARENT PRICING

Two gateway options. One clear recommendation..

High-risk processing costs more than standard processing. That's the reality of the market. We show you exactly what it costs so you can make an informed decision.

Find out exactly what you'd save.

E-commerce stores processing $50k to $500k per month typically save $500 to $4,000 monthly switching from Stripe's flat rate to interchange-plus. The savings increase with volume. Send us your last three Stripe statements and we'll calculate the exact number.

SAVINGS ANALYSIS

Get Your Free Statement Analysis
Get Your Free Statement Analysis

WHY ZENYTHPAY

What you get that Stripe and PayPal can't give you

WHY ZENYTHPAY

Tired of surprise fees,frozen funds, and call centers?

Other processors bury charges in your monthly statement. We list everything upfront so you always know what you're paying.

Dedicated merchant ID — not an aggregator

A dedicated merchant account means your processing history is yours. No shared risk pools. No account freezes because someone else on the platform had a chargeback surge.

Local support with chargeback expertise

A local rep who helps you build evidence packages for disputes and advises on chargeback prevention — not a knowledge base article and a 48-hour response queue.

Interchange-plus pricing at scale

The more you process, the more you save relative to flat-rate pricing. At $100k/month, the difference between 2.9% flat and interchange-plus can exceed $1,200 per month.

Same gateway, no re-integration if you ever switch processors

NMI and Authorize.net gateways work with any compatible processor. If you ever need to change processors down the line, your integration stays the same.

Dedicated merchant ID — not an aggregator

A dedicated merchant account means your processing history is yours. No shared risk pools. No account freezes because someone else on the platform had a chargeback surge.

Interchange-plus pricing at scale

The more you process, the more you save relative to flat-rate pricing. At $100k/month, the difference between 2.9% flat and interchange-plus can exceed $1,200 per month.

Local support with chargeback expertise

A local rep who helps you build evidence packages for disputes and advises on chargeback prevention — not a knowledge base article and a 48-hour response queue.

Same gateway, no re-integration if you ever switch processors

NMI and Authorize.net gateways work with any compatible processor. If you ever need to change processors down the line, your integration stays the same.

Dedicated merchant ID — not an aggregator

A dedicated merchant account means your processing history is yours. No shared risk pools. No account freezes because someone else on the platform had a chargeback surge.

Interchange-plus pricing at scale

The more you process, the more you save relative to flat-rate pricing. At $100k/month, the difference between 2.9% flat and interchange-plus can exceed $1,200 per month.

Local support with chargeback expertise

A local rep who helps you build evidence packages for disputes and advises on chargeback prevention — not a knowledge base article and a 48-hour response queue.

Same gateway, no re-integration if you ever switch processors

NMI and Authorize.net gateways work with any compatible processor. If you ever need to change processors down the line, your integration stays the same.

COMMON QUESTIONS

E-commerce payment processing, answered

COMMON QUESTIONS

E-commerce payment processing, answered

Which gateway should I choose — NMI or Authorize.net?

How do I integrate the gateway with my Shopify store?

What is a dedicated merchant account and why does it matter?

How does chargeback management work?

Do you support international transactions?

What happens if my chargeback ratio goes up?

Can I add ACH payments to my online store?

Switch from Stripe and start saving this month.

Send us your last three Stripe or PayPal statements. We'll show you your exact savings on interchange-plus pricing — in writing, before you commit to anything.
Get a Free Statement Analysis
Get a Free Statement Analysis
Call Us Directly

Add ACH to your account today

Send us your latest processing statement and we'll tell you exactly how much you could save. No commitment, no sales pitch.
Get a Free Statement Analysis
Get a Free Statement Analysis
Call Us Directly