ACH & Bank Transfers
ACH BY THE NUMBERS
$0.05
Cost per ACH transaction, regardless of dollar amount. $500 or $50,000, same five cents.
$100
Your profit on a $10,000 payment at 1% + $0.10. The entire 1% stays with you.
1-2
Business days to settle. Faster than a check, cheaper than a card.
CBD topicals and ingestibles accepted
Nutraceuticals and supplements
Transparent elevated pricing
Dedicated merchant account
Set your own markup
You decide what to charge merchants for ACH. Charge 0.5%, 1%, a flat fee, anything. The $0.05 base cost is yours to mark up however you choose.
No card network fees
ACH bypasses Visa, Mastercard, and interchange entirely. No card brand assessments, no authorization fees, no per-transaction markups from the networks.
Works alongside cards
ACH doesn't replace card processing. Offer customers both options. Many B2B buyers prefer bank transfers for large invoices, and giving them that option improves conversion.
$10,000 INVOICE — COST COMPARISON
B2B Service Businesses
Consultants, agencies, contractors, and professional firms billing clients $2,000 to $50,000+ per invoice. ACH eliminates the card fee that was eating your margin.
Property & Real Estate
Collect rent, deposits, and management fees via bank transfer. Tenants pay from their bank app, you get the money in 1-2 days, and you pay a nickel per collection.
Recurring Subscriptions
Gyms, software companies, membership clubs, and service contracts. Set up repeating ACH pulls and collect monthly or annual fees at virtually zero cost.
Wholesale & Distribution
High-volume orders paid by business customers. A wholesale buyer paying a $25,000 order by card costs you $725 in fees. The same payment over ACH costs five cents.
Medical & Healthcare
Collect insurance co-pays, treatment balances, and patient billing via bank transfer. Patients appreciate the no-surcharge option, and you keep far more per payment.
Manufacturing & Trades
Large project invoices, equipment purchases, and material orders. Offer ACH as the default payment method for business clients and save on every transaction automatically.
01
Enable ACH during onboarding
ACH is activated in the CNP Info tab of your lead. We set it up alongside your card processing — one application, both methods.
02
Customer provides bank details
Your merchant shares a secure payment link or embeds a payment form. The customer enters their routing and account number once.
03
Transfer initiates automatically
The ACH pull runs through the banking network. No card swipe, no terminal, no interchange. The transaction costs $0.05 and you keep the rest.
03
Funds settle in 1-2 business days
The merchant receives their deposit on the normal next-day or standard settlement schedule. Faster than a check, at a fraction of a card's cost.